WalletHub, Financial Company
The easiest way to apply for the Lowe's Store Card is by filling out an application online. Alternatively, you can apply for this card in person, at any Lowe’s store location. You cannot apply for the Lowe's Store Card over the phone.
How to Apply for the Lowe's Store Card Online
- Visit the Lowe's Store Card webpage and click on the “Apply Now” button.
- Fill in the last 4 digits of your Social Security number and your phone number.
- Provide more personal information, including your address, full SSN, and salary.
- Follow the instructions to complete your application.
How to Apply for the Lowe's Store Card in Person
You can apply for the Lowe's Store Card in person by visiting your nearest Lowe’s location. Ask your cashier about filling out an application, or go to the customer service desk.
If you’re approved the same day, you’ll be able to use the card for your purchases. New cardholders are usually eligible for a discount on their first purchase, regardless of whether they’re approved the same day they apply.
Ultimately, if you have applied for the Lowe's Store Card but haven’t yet received a decision, you can check the status of your application by calling (800) 445-6937 and choosing the “Lowe's Store Card” option.
Alyssa Robins, Member
It's usually better to apply online, simply because you might get approved instantly. After you get approved, you can then take the card and get 20% off your first purchase, up to $100 off. It’s a pretty good deal, especially if you had been planning on making a big Lowe’s purchase.
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