Bogdan Roberts, Credit Cards Moderator
@bogdan_roberts
The Lowe's Store Card approval time can be just a few seconds, both for online and in-store applications. When you receive instant approval, you'll be sent an email with temporary card information that you can use until your card arrives. In case you’re not instantly approved, you should receive a decision within 7-10 business days.
Before applying, you should make sure you qualify for the card. That way, your odds of getting approved instantly for the Lowe's Store Card are higher.
How to Check Your Lowe's Store Card Approval Odds
Lowe's Store Card offers online pre-qualification, which only triggers a soft pull of your credit. This way, you can check if you qualify for the card without affecting your credit score. While pre-qualification does not guarantee you'll be approved, it indicates the odds are in your favor. If you are pre-qualified, you'll be invited to apply.
Applying will trigger a hard inquiry and can temporarily lower your score. Lowe's Store Card requires fair credit or better. So, if you don't know where you stand, you can check your score for free, right here on WalletHub.
People also ask
How do I check my Lowe's Credit Card application status?
You can check your Lowe's Store Card application status over the phone at (800) 444-1408. If you're not instantly approved for the card, you might have to wait 7-10 business days to receive a decision in the mail.
In case your application is denied, you could ask the issuer for a reconsideration by calling the number mentioned above. There's no guarantee they will change their decision, but it's definitely worth a try.
read full answerHow do I apply for the Lowe's Credit Card?
The easiest way to apply for the Lowe's Store Card is by filling out an application online. Alternatively, you can apply for this card in person, at any Lowe’s store location. You cannot apply for the Lowe's Store Card over the phone.
How to Apply for the Lowe's Store Card Online
- Visit the Lowe's Store Card webpage and click on the “Apply Now” button.
- Fill in the last 4 digits of your Social Security number and your phone number.
- Provide...
How long does it take to get approved for a credit card?
It can take anywhere from less than a minute to a few weeks to get approved for a credit card. The amount of time depends on how you apply, how good your credit is relative to the requirements of the card, and whether the issuer can immediately verify your information. You could be instantly approved if you apply online and are obviously qualified. But if you don’t get instant approval, it’ll typically take at least 7-10...
read full answerDid we answer your question?