Bogdan Roberts, Credit Cards Moderator
@bogdan_roberts
The usual Lowe's Store Card approval time is instant, both for online and in-store applications. When you receive instant approval, you'll be sent an email with temporary card information that you can use until your card arrives. If the application does not go through, you will receive a letter in the mail within 7-10 days, informing you why it wasn't approved immediately.
How to check if you qualify for the Lowe's Store Card without impacting your score
Lowe's Store Card offers online pre-qualification which only triggers a soft pull of your credit, without affecting your credit score. While pre-qualification does not guarantee you'll be approved, it indicates the odds are in your favor. If pre-qualified, you'll be invited to apply.
Applying will trigger a hard inquiry and can temporarily lower your score. Lowe's Store Card requires fair credit or better, so if you don't know where you stand, you can check your score for free, right here on WalletHub.
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