Bogdan Roberts, Credit Cards Moderator
The Lowe's Store Card approval time can be just a few seconds, both for online and in-store applications. When you receive instant approval, you'll be sent an email with temporary card information that you can use until your card arrives. In case you’re not instantly approved, you should receive a decision within 7-10 business days.
Before applying, you should make sure you qualify for the card. That way, your odds of getting approved instantly for the Lowe's Store Card are higher.
How to Check Your Lowe's Store Card Approval Odds
Lowe's Store Card offers online pre-qualification, which only triggers a soft pull of your credit. This way, you can check if you qualify for the card without affecting your credit score. While pre-qualification does not guarantee you'll be approved, it indicates the odds are in your favor. If you are pre-qualified, you'll be invited to apply.
Applying will trigger a hard inquiry and can temporarily lower your score. Lowe's Store Card requires fair credit or better. So, if you don't know where you stand, you can check your score for free, right here on WalletHub.
People also ask
Did we answer your question?