You can't get cash back in store with the Lowe's credit card, but you do have a 5% flat discount when you use it there.
Alternatively, there are special financing offers on bigger purchases you can opt for:
Deferred interest plan: No interest on purchases of at least $299, if paid in full within 6 months. If not, interest will retroactively apply to your original purchase amount at the full regular 26.99% APR
Reduced APR Financing: 7.99% APR on purchases or orders of at least $2,000 for 84 months.
Note that you have to choose between 5% flat discount and special financing, you can’t have them both.
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