You can't get cash back in store with the Lowe's credit card, but you do have the 5% flat discount when you use it there.
Alternatively, if you buy something worth $299 or more, you can opt for a defferred interest plan. Basically, they won't charge you any interest if you pay it back within 6 months.
Be careful though, you can't have both, it's one or the other.
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