What secured credit cards does M&T Bank offer? This question is about M&T Bank Credit Cards

M&T Bank offers a single secured card - the M&T Secured Credit Card . You can get approved for it even with bad credit. Here’s what you should know about the M&T Secured Credit Card: It’s good for rebuilding credit. It has no annual fee. It offers the possibility for graduation to an unsecured credit card. You can apply by phone at (800) 724-3222 or at a M&T Bank location . If your application is approved, you will have to pay a refundable security deposit. This will also serve as your credit limit, not allowing you to spend more than you can actually afford. Keep in mind that an application could result in a hard pull on your credit which may lower your credit score for a short period of time.

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What secured credit cards does M&T Bank offer?

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This question is about M&T Bank Credit Cards

Rhonda Stewart, WalletHub Loans Analyst

@rhonda • 05/27/22 This answer was first published on 05/27/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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M&T Bank offers a single secured card - the M&T Secured Credit Card. You can get approved for it even with bad credit.

Here’s what you should know about the M&T Secured Credit Card:

It’s good for rebuilding credit.
It has no annual fee.
It offers the possibility for graduation to an unsecured credit card.
You can apply by phone at (800) 724-3222 or at a M&T Bank location.
If your application is approved, you will have to pay a refundable security deposit. This will also serve as your credit limit, not allowing you to spend more than you can actually afford.

Keep in mind that an application could result in a hard pull on your credit which may lower your credit score for a short period of time.

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Banks That Offer Secured Credit Cards

A number of smaller banks and credit unions offer secured credit cards, too. They include Capital Bank, First Progress and Green Dot, among others. The major banks that do not offer secured cards are American Express, Barclaycard, Chase, PNC and Synchrony Bank.… read full answer

But remember, it’s not a secured credit card’s issuer that really matters. Your goal should be to find the card with the lowest possible annual fee, no matter who offers it. And you can achieve that goal by comparing secured credit cards using WalletHub's free comparison tool. You can also try our free CardAdvisor to get a personalized recommendation based on your answers to a few simple questions.

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How much are M&T Bank points worth?

M&T Bank points are worth 1 cent per point, on average. For example, points from M&T Bank are worth up to 1 cent each when redeemed for travel through the M&T Rewards, and they are worth 1 cent each when redeemed for cash back.

M&T Bank Points Value by Redemption Method… read full answer

Redemption Method	Average Point Value	Value of 1,000 Points
Travel	1 cent	$10
Cash Back	1 cent	$10
Gift Cards	1 cent	$10
Merchandise	1 cent	$10

M&T Bank Credit Cards

M&T Visa Rewards Credit Card

M&T Visa Signature Credit Card

Tips for Getting Value From M&T Bank Points

Redeem M&T Bank points regularly.

M&T Bank points expire after 48 months from when they were earned.

Keep your account in good standing.

If M&T Bank closes your account because of a failure to pay the bill or fraudulent activity, you’ll lose any unredeemed points you have saved.

Redeem before closing your account.

Any points you don’t redeem before closing your account will be lost after 45 days.

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