The Macy's Credit Card categories for bonus rewards are Macy's purchases, dining and food delivery, gas stations, and supermarkets. Purchases that fall into the Macy's Credit Card bonus categories get cardholders extra rewards compared to the card’s base earning rate.
Whether a purchase falls into a card’s bonus categories depends on “Merchant Category Codes,” which are assigned by the major credit card networks to merchants based on what kind of business they conduct. So if a merchant has the MCC for “supermarkets,” for example, purchases made at that merchant will earn bonus rewards on cards that include “supermarkets” as a bonus category.
When choosing a rewards credit card, it’s a good idea to pick a card that offers the opportunity to earn bonus rewards in your most frequent purchase categories. So if you spend a lot in the categories offered on the Macy's Credit Card, it may be a good card for you.
The Macy's Credit Card Platinum status works by offering 5% back in rewards for each $1 spent at Macy’s. You can earn points for all of your purchases except gift cards, services, and fees. And after every 1,000 points earned, you’ll receive $10 in Star Money which you can spend at Macy’s. Additionally, the Platinum status offers:… read full answer
Free standard shipping for Macy’s purchases
25% off any day with Star Passes
Star Money bonus days
Platinum is the highest level of Macy’s Star Rewards tiers, after Silver and Gold. To upgrade to it, you must spend at least $1,200 at Macy’s in a calendar year.
There are three different types of credit card rewards: points, miles and cash back. Rewards credit cards are also targeted to three main groups: students, small business owners and people with above-average credit.
Although there are differences between credit card rewards currencies and the ways in which credit card companies dole them out to different groups, the major types of credit card rewards all work pretty much the same way. You’ll earn rewards for every purchase you charge to the card – sometimes at a flat rate on all purchases, and other times with earning rates that vary by spending category. It’s also possible to earn rewards for doing things like spending a certain amount in the first few months, referring a friend or adding an authorized user.… read full answer
Co-branded cards are different from store cards, which are issued by banks but are not linked to any of the major card networks. This means store cards only let you make purchases and earn rewards with whichever retailer is associated with the card.
Credit cards with rewards points generally give at least 1 point per $1 spent. You can redeem points for hotel stays and other travel expenses, statement credits, gift cards or merchandise, depending on the card. Points cards are sometimes affiliated with hotel chains.
Credit cards with miles are travel oriented, often affiliated with a specific airline. Rewards typically start at 1 mile for every $1 you spend. Miles can be redeemed for airfare, other travel expenses, gift cards, cash or merchandise. Cards co-branded with a particular airline may reward you with seat or room upgrades, early boarding on flights, free checked bags and more.
Credit cards with cash back rewards return a portion of each purchase cardholders make, usually at least 1%. You can redeem cash rewards as a check, direct deposit to your bank account or statement credit, depending on the card. Some cash back rewards can also be redeemed for gift cards and merchandise through the issuer’s online rewards mall.
You’ll need good or excellent credit to qualify for the best rewards credit cards. Many also come with annual fees to offset the costs of their rewards programs. And some cards offer sign-up bonuses that require meeting a minimum initial spending requirement.
More specifically, to report a lost Macy's Credit Card online, log in to macys.com, select "My Account", "Credit Summary" and then "Report a Lost or Stolen Card". You will need to provide information about your card and how it was lost or stolen as well as identify potentially fraudulent transactions.… read full answer
Lastly, it is worth noting that the same procedure applies to the Macy's Store Card, too.
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