How do you get a Macy's credit card PIN? This question is about the Macy's Credit Card

How do you get a Macy's credit card PIN?

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This question is about the Macy's Credit Card

Cameron DiGiovanni, Writer

@cdigiovanni20 • 10/04/21 This answer was first published on 10/04/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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To get a Macy's Credit Card PIN, call the number on the back of the Macy's Credit Card and ask customer service for a PIN.

Best Way to Get a Macy's Credit Card PIN

Call Department Stores National Bank customer service at 1-888-257-6757 or call the number on the back of your Macy's Credit Card.
Inform the representative that you want a credit card PIN.
Receive the PIN in the mail, over text, or by email. It’s unlikely that Macy's Credit Card customer service will be able to provide a PIN over the phone.

If your credit card had a PIN in the past, but you’ve forgotten or misplaced it, Department Stores National Bank may tell you to look for the PIN before they generate a new one. It may be listed in credit card-related mailings or your online account. And if you need a PIN for a cash advance, it’s important to note that cash advances have high fees and interest rates, so you’ll generally want to avoid them whenever possible.

Finally, keep in mind that even though the Macy's Credit Card has PIN capabilities, it’s still a signature-preferred credit card. This means it may not work at unattended kiosks abroad, like in a train station or parking garage, but you should have little trouble elsewhere.

beatrice_perez, Member

@beatrice_perez • 07/19/19 This answer was first published on 06/18/18 and it was last updated on 07/19/19.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You can request a Macy's Amex PIN by calling their dedicated Credit Customer Service line at 1-888-257-6757.

Remember, if you choose to take out cash advances with it, you should quickly pay it back, before the interest rate starts to pile on.

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People also ask

Will my Macy's Credit Card come with a PIN?

For security reasons, your Macy's Credit Card PIN won't come in the mail. However, you won't need a PIN number for regular purchases.

When shopping in a Macy's store and using a chip-enabled terminal at checkout, simply insert your Macy's Credit Card, follow the screen prompts, sign and then remove your card when you are prompted.… read full answer

PIN numbers are only required when performing ATM cash advances, and you can request one by calling the number on the back of your card. It's important to know that the costs that come with ATM cash advances are way too high, so avoid using your Macy's Credit Card at ATMs, unless it's an absolute emergency.

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What is the average Macy's card credit limit?

Most cardholders report Macy's card credit limits ranging from $500 to $2,500. In general, credit card limits vary, based on three main factors: your credit score, your income and your current credit utilization ratio.
So even if the limit doesn't seem too appealing, you will be able to ask for an increase after 6 months. If you do, it's best if you used your card on a regular basis and did not miss any payments.… read full answer

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Can I get a cash advance on my Macy's credit card?

You can get cash advances at ATMs with your Macy's card but only after your account is upgraded to the Macy's American Express. And keep in mind that you will need to call the number on the back of your card to obtain a PIN. Also, watch out, because there is a transaction fee for cash advances (either $5 or 4% of the amount of the cash advance, whichever is greater). … read full answer

And interest (26.99%) is charged from the transaction date, even if you pay your entire balance by the payment due date each month.

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