Macy's Credit Card cardholders cannot transfer points to travel partners such as hotels and airlines. Instead of transferring to travel partners, people with the Macy's Credit Card can redeem points for travel-related expenses through Department Stores National Bank Credit Cards.
The best way to redeem Macy's Credit Card rewards points is by spending them on Gift Cards. This will get you up to 1 cent per point. Also, remember that if you have multiple Department Stores National Bank Credit Cards, you cannot pool your points. Keep this in mind to help determine when to redeem Macy's Credit Card points.
Macy’s points are worth 1 cent each, on average. For example, 10,000 Macy’s points have a dollar value of roughly $100. As a result, Macy’s points are less valuable than the average department store’s rewards points, which are valued at 1.72 cents each.
The easiest way to calculate the value of a retailer’s rewards points for any redemption method is to determine the dollar value of what you’re redeeming for, minus any taxes and fees that you’ll still have to pay, and then divide that amount by the number of points you’re required to redeem. For your convenience, here’s the formula for Macy’s points:… read full answer
Dollar Value of Redemption Item / Number of Macy’s Points Needed = Macy’s Point Value
How to Earn More Macy’s Points
It’s important to remember that while you can’t change the redemption values of Macy’s points, you can increase the rate at which you earn them. One of the best ways to increase the number of Macy’s points that you earn is to apply for either the Macy's Amex or the Macy's Store Credit Card. That can also help you reach a higher status tier in the Macy’s Star Rewards, further boosting your earning potential.
Applicants can check their Macy's Credit Card application status by calling (888) 257-6757. When you call, you’ll need to provide your name and Social Security number so that Department Stores National Bank can match you to your application. It should only take a few minutes to find out whether your application is approved, denied, or pending. Department Stores National Bank does not allow you to check your application status online.… read full answer
How to Check Your Macy's Credit Card Application Status
Follow the automated prompts that lead to an application status check, or connect with a representative and tell them you’d like to check your Macy's Credit Card application status.
Give your name and Social Security number when asked.
The automated voice or customer service rep will tell you if your application is pending, approved, or denied.
Typically, you’ll receive Department Stores National Bank’s decision on your application within 7 to 10 business days. Many applicants are approved much sooner than that. If you haven’t heard back within a reasonable time frame, you can always call customer service to ask about the delay.
The Macy's Credit Card Platinum status works by offering 5% back in rewards for each $1 spent at Macy’s. You can earn points for all of your purchases except gift cards, services, and fees. And after every 1,000 points earned, you’ll receive $10 in Star Money which you can spend at Macy’s. Additionally, the Platinum status offers:… read full answer
Free standard shipping for Macy’s purchases
25% off any day with Star Passes
Birthday surprise
Star Money bonus days
Platinum is the highest level of Macy’s Star Rewards tiers, after Silver and Gold. To upgrade to it, you must spend at least $1,200 at Macy’s in a calendar year.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub.
Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.