What is the Marriott Bonvoy Brilliant Card credit score requirement?

Marriott points are worth 0.91 cents each, on average. That means 10,000 Marriott points have a value of about $91. Plus, Marriott points are worth about the same amount as the average hotel points, which are worth roughly 0.95 cents each.

It’s important to remember that the value of Marriott points depends on how they are redeemed. They have the most value when used for Marriott Bonvoy hotel reservations. You can easily calculate the value of Marriott points for any redemption method, though.... read full answer

How to Earn More Marriott Points

One of the best ways to increase the number of Marriott points that you earn is to apply for a Marriott credit card. That can also help you reach a higher status tier in the Marriott Bonvoy loyalty program, further boosting your earning potential.

Marriott Points vs. The Competition

How to Calculate the Value of Marriott Points

The easiest way to calculate the value of Marriott points is to determine the dollar value of what you’re redeeming for, minus any taxes and fees that you’ll still have to pay, and then divide that amount by the number of points you’re required to redeem. For your convenience, here’s the formula:

Dollar Value of Redemption Item / Number of Marriott Points Needed = Marriott Point Value

American Express approval odds are best for people with at least good credit (700+). Cardholders should also have enough annual income to pay the card’s annual fee (if there is one) and the entire balance in full, when applicable. Minimal debt and steady employment are also important.

Before applying for an ... read full answerAmerican Express card, consider checking for pre-qualification, to get a better sense of your approval odds. You can check if you’re pre-qualified online or over the phone at (877) 621-2639.

American Express Credit Card Approval Requirements

Your credit score is a very important factor when it comes to credit card approval. A credit score of 700+ is a good start, though some American Express cards require a 750+ credit score for high approval odds. Total annual income, employment status, and outstanding debts could also have a big influence on the outcome of your application.

Yes, it's hard to get an American Express card because they all require good or excellent credit for approval. But American Express isn't the only credit card company to target people in the highest tiers of the credit score scale. Barclays and Wells Fargo do too, for example. And if you're fortunate enough to have good credit or better, an American Express credit card will be no harder to get than any other credit card.... read full answer

The easiest American Express cards to get are those that require a minimum of good credit for approval, as opposed to excellent credit only. You may also want to target cards that are co-branded with a certain hotel or airline, as well as offers with lower annual fees. However, Amex also offers premium cards for big-spenders, which can be relatively difficult to get. These cards also come with high fees.

Easiest American Express Cards to Get

Keep in mind that American Express also evaluates each applicant's income and debt obligations to make sure they can afford monthly bill payments on a new line of credit. However, there isn't much information available about Amex's standards in those regards. But you shouldn't expect them to differ too much from other credit card companies' policies.

You should also note that while Amex cards are relatively hard to get, there are several other credit cards that are easy to obtain.

Easiest Credit Cards to Get

If you don’t know where you stand, check your credit score for free, right here on WalletHub. You can also track your progress with free daily updates.