You may receive an instant decision after submitting your application, but keep in mind that that the process can take up to a few weeks if your application needs further review.
In case you’re denied, you will receive a letter detailing the reasons. You can call the corresponding card number for a reconsideration request. Before calling, make sure you review the reasons for your initial denial and make your case for why you should be approved.
You can check your credit card application status either online or over the phone, depending on the credit card company. Many credit card applicants receive a decision within minutes, but it can take longer if the issuer needs more information or if it’s a close call between approval and rejection. Some credit card applications stay in pending status for up to 30 days.… read full answer
All major credit card companies allow applicants to check their status by calling the main customer service line and following the prompts. Most major issuers – including American Express, Bank of America and Citibank – also offer a way to check your credit card application status online.
How to Check Your Credit Card Application Status with Major Issuers:
Whether you’re trying to check your application status online or over the phone, it can be stressful dealing with a pending credit card decision. Rest assured that even if you are eventually denied, you still have plenty of options.
Approval criteria for credit cards differ from one issuer to the next, and even from card to card with the same issuer. So if you’re denied for one card, it doesn’t mean you can’t be approved for another. For more information, check out this guide on what to do if your credit card application is denied.
You can check your Chase credit card application status online or by phone: (888) 338-2586. If you check online, you will need to sign into your Chase.com account (or create one if you didn’t apply online). If you call, you’ll have to enter your full Social Security number. When you submit a Chase credit card application, it’s possible you’ll be approved or denied instantly. Otherwise, it could take up to 30 days to get a decision. If you don’t manually check your status, you may receive your decision by email or mail.… read full answer
Those procedures are the same no matter which Chase credit card you apply for, whether it’s a travel rewards card such as the Chase Sapphire Preferred® Card, a cash back card such as Chase Freedom Unlimited® or a 0% balance transfer card such as the Chase Slate Edge℠ card. And checking your status with any Chase card is as simple as signing in and making a few clicks.
How to check your Chase credit card application status online:
Log in to your Chase Online account with your username and password.
Find “Customer Center” in the top left corner and click on it.
Click on “Check my application status.”
View your application(s). You’ll be able to see whether they’re pending, approved, or denied.
If you don’t have an account yet, just click the “New To Chase Online?” button below the login area. You’ll be able to make an account by entering your application number and SSN.
To check your Chase credit card application status by phone, call (888) 338-2586 and enter your full Social Security number when prompted. Chase’s automated application status line is accessible 24/7.
How to contact the Chase credit card reconsideration line
You might not like what you learn when you check your credit card application status. But it’s important to remember that if you’re denied, there’s still hope. You can ask Chase to reconsider your application by calling (888) 270-2127. One of Chase’s credit analysts will talk to you and take another look over your application materials. There’s no guarantee that anything will change, but it’s possible. To start off, you’ll just need to give your application ID or SSN to the analyst. Best of luck!
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