Unfortunately, you cannot get pre-approved for the Mastercard® Black Card, as the issuer doesn’t have an online pre-approval tool. So, you cannot check if you're eligible for this credit card before applying.
You can, however, use WalletHub’s CardAdvisor tool instead and learn how easy it is to find the right credit card for you. Just answer a few general questions, and based on your responses, CardAdvisor will provide you with some recommended credit card offers.
Enough income to afford the card’s $495 annual fee and monthly bill payments.
The issuer doesn’t publish specific income requirements, but the more you earn and the less you owe already, the better your chances for approval. Your credit history and any potential debts you might have will also be taken into account.… read full answer
Things to Consider Before Applying for the Mastercard® Black Card
Even if you do meet the requirements for the Mastercard® Black Card, it’s likely not your best option. It has a huge annual fee, and the rewards don’t quite live up to what you can get with other cards. You get 1 point per $1 on all purchases, which is less than the average rate for rewards credit cards. It also offers a $100 annual airline credit and airport-lounge access, with the latter being the only benefit you’ll receive that you can’t get from a card with no annual fee.
While the card offers an introductory balance transfer APR of 0% for 15 months, it has a balance transfer fee of 3% (min $5). The card’s regular APR is 17.24% (V). So, it may be a cool looking card with its stainless-steel design, but there are better cards that will give you more value for your money.
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