Louis Weathers, Member
@louis_weathers
For the Mastercard Gold Card you need at least a good (700+) credit score.
Your credit score alone will not guarantee you approval, other factors will also be taken into consideration by the issuer, such as your income, debt or overall creditworthiness.
Remember, that when you apply for a credit card, the issuing bank will do a hard pull on your credit report. Since there is no pre-approval for this card, you better make sure you qualify for it.
Chip Lupo, Credit Card Writer
@CLoop
The Mastercard® Gold Card credit score requirement is 700 or better. That means people with good credit or better have a shot at getting approved for the Mastercard® Gold Card.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Mastercard® Gold Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.
If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it’s best to wait to apply until you meet the Mastercard® Gold Card credit score requirement. You can check your credit score for free on WalletHub.
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