Online: To apply for the Menards Credit Card online, you’ll need to provide your full name, email and postal addresses, phone number, date of birth, Social Security number, annual income, and other personal details.
After submitting a Menards credit card application online, you will be redirected to a response page within 60 seconds. If the response page says they need more time to review your application, you can later check the status of your application by calling customer service at (800) 903-9177.
Over the phone: Another way to apply for the Menards Credit Card is by contacting customer service over the phone at (800) 308-6979.
At a Menards store: You can also apply for the Menards Credit Card in store. Find the one that is closest to you by using the Menards store locator.
At a Capital One branch: The Menards Credit Card is issued by Capital One, so you can also submit an application in a Capital One branch.
Once approved, you’ll receive your Menards Credit Card in the mail within 7 to 10 business days.
The Menards Credit Card credit score requirement is 640+. That means you need at least fair credit to have a decent shot of approval. So, make sure you know where you stand before applying.
Apart from your credit score, the issuer also takes into consideration your overall financial picture, including your income and existing debt obligations. Your credit score can therefore only be used as a guideline.… read full answer
No, you cannot use your Menards Credit Card everywhere. This card can only be used at Menards and its partners. Participating stores and gas stations include Speedway, Holiday, Kwik Trip, Kwik Star.
The Menards Credit Card is still a great option as it offers $10 rebate on the first $100 you spend. Plus, you can earn 2% rebate on Menards purchases, and 1% rebate on purchases made at participating partners and brands.
If you’re looking for a similar credit card that can be used anywhere, you should consider applying for the Walmart Credit Card. This card is on the Mastercard network, so it can be used virtually anywhere credit cards are accepted. Plus, it offers 5% cash back in Walmart stores using Walmart Pay for the first 12 months, 5% back on Walmart.com purchases, 2% back at Walmart stores and fuel stations, 2% back on restaurant and travel purchases, and 1% back on all other purchases.
The credit score that you need for the Lowe's Store Card is 640, at a minimum. That means people with at least fair credit have a shot at getting approved for this card.
Other Lowe's Store Card Approval Requirements
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Lowe's Store Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status, and housing status.… read full answer
Since all these criteria are taken into consideration, you might be able to get approved with a slightly lower credit score. But it’s best to wait and apply after you meet the Lowe's Store Card credit score requirement. You can check your credit score for free on WalletHub.
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