You can apply for a Menards credit card online or at a Menards store. You’ll need to provide your full name, email and postal addresses, phone number, date of birth, Social Security number, annual income, and other personal details to complete an application.
After submitting a Menards credit card application online, you will be redirected to a response page within 60 seconds. If the response page says they need more time to review your application, you can later check the status of your application online. Once approved, you’ll receive your card in the mail within 14 business days.
The Menards BIG Card is issued by Capital One, so you might also be able to submit an application in a Capital One branch. To locate the nearest branch, you can use this locator.
You generally need fair credit for Menards card approval, which means a credit score above 640).
However, issuers consider your overall financial picture, including your income and existing debt obligations, when making approval decisions. Your credit score can therefore only be used as a guideline.
The Lowe's credit card credit score requirement is 640 or better, which is considered fair credit. The Lowe's card is fairly easy to get, but that doesn't make it a great card. Even if you have a good or excellent credit score, the card will have an APR of 26.99% after the intro APR period, which is pretty high.… read full answer
If you shop at Lowe's a lot or need to finance a big purchase there, however, the Lowe’s credit card is a decent deal. When you sign up for the card and spend at least $299, you can choose from a range of promotional interest periods: 0% to 7.99% for 6 to 84 months. Or, you’ll earn 5% Cash Back on all purchases. Plus, you’ll get a 10% discount on your first purchase.
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