You can apply for a Menards credit card online or at a Menards store. You’ll need to provide your full name, email and postal addresses, phone number, date of birth, Social Security number, annual income, and other personal details to complete an application.
After submitting a Menards credit card application online, you will be redirected to a response page within 60 seconds. If the response page says they need more time to review your application, you can later check the status of your application online. Once approved, you’ll receive your card in the mail within 14 business days.
The Menards BIG Card is issued by Capital One, so you might also be able to submit an application in a Capital One branch. To locate the nearest branch, you can use this locator.
You generally need fair credit for Menards card approval, which means a credit score above 640).
However, issuers consider your overall financial picture, including your income and existing debt obligations, when making approval decisions. Your credit score can therefore only be used as a guideline.
The Lowe's credit card credit score requirement is 640 or better, which is considered fair credit. The Lowe's card is fairly easy to get, but that doesn't make it a great card. Even if you have a good or excellent credit score, the card will have an APR of 26.99% after the intro APR period, which is pretty high.… read full answer
If you shop at Lowe's a lot or need to finance a big purchase there, however, the Lowe’s credit card is a decent deal. When you sign up for the card and spend at least $299, you can choose from a range of promotional interest periods: 0% to 7.99% for 6 to 84 months. Or, you’ll earn 5% discount on all purchases. Plus, you’ll get a 10% discount on your first purchase.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.