When you add a Mercury Credit Card authorized user, they will receive their own credit card, sent to your mailing address, within approximately 7-10 business days of being added to the account. The authorized user’s credit card will be linked to your account and will have full access to the account’s credit limit.
In addition, any purchases an authorized user makes on the account will appear on your statement, and as the primary cardholder, you are responsible for all purchases on the account. The Mercury Credit Card reports account information to all three major credit bureaus, which affects not only the user’s credit history, but also the primary cardholder’s.
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