Just keep in mind that balance transfers have an APR of 29.99% - 30.99% (V), and you'll also be charged a transfer fee of 4% (min $5). The good news is the issuer might occasionally offer you promotional balance transfers with 0% APR periods. These promotions aren't constant and you'll be notified when you qualify for one.
If you'd rather apply for a similar credit card offering generous intro APR periods for new cardholders, check out our latest picks for balance transfer credit cards for fair credit.
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