The minimum credit score needed to have good approval odds for the Mercury Credit Card is 640. That means people with fair credit or better have a shot at getting approved for the Mercury Credit Card.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Mercury Credit Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.
If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it's best to wait to apply until you meet the Mercury Credit Card credit score requirement. You can check your credit score for free on WalletHub.
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