Here’s how you can pay your Merrick Bank credit card:
Online: You can make a credit card payment online, by logging in to your Cardholder Center account.
Mobile app: Merrick Bank credit card payments can also be made through the goMobile app for iOS and Android.
Phone: You can also make a credit card payment over the phone at (800) 204-5936. You will have the option to either speak with an agent or use the automated system.
Mail: For a regular mail, the address is:
Merrick Bank P.O. Box 660702 Dallas, TX 75266-0702
Overnight mail payment
Merrick Bank Attn: Lockbox Operations #660702 2701 East Grauwyler Road, BLDG 1 Irving, TX 75061
Money services: Lastly, you can visit your nearby money services counter at retail locations (such as Walmart, Kroger or others). You may use MoneyGram, Western Union or other forms of electronic payments with cash to send your payment.
Keep in mind that paying your credit card via regular mail takes the longest to process of all the available payment methods. So, make sure to always send your payment at least 5-7 days before your due date.
Ultimately, it is also worth noting that you can even set up recurring or one-time payments in the Cardholder Center, if you choose to.
You can get a Merrick Bank cash advance at any ATM. To do so, just insert your card, then enter your PIN and choose the cash advance option. After that, enter the amount you want to withdraw and acknowledge the fee disclosure to receive the cash advance.
What you should know about Merrick Bank cash advances:… read full answer
Cash advances come with high APRs: Depending on the card and your overall creditworthiness, the cash advance APR can be as low as 26.70% (V) or as high as 28.70% - 34.95% (V). There’s no grace period on a cash advance so interest starts accruing right away.
There is a cash advance fee: The fee for a cash advance is 4% (min $10). This is on top of any fees an ATM owner may charge.
Cash advances require a PIN: To use a Merrick Bank credit card for cash advances at an ATM, you will need a PIN. If you didn’t create a PIN when you applied for the card, you can request one by calling customer service at (800) 204-5936.
Ultimately, keep in mind that cash advances are really expensive. So, it would be best to avoid using your Merrick Bank credit card for cash advances, unless absolutely necessary.
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