By phone: You can also make a credit card payment over the phone at (800) 204-5936. You will have the option to either speak with an agent or use the automated system.
Overnight mail payment: If you prefer to make an overnight payment, the address is:
Attn: Lockbox Operations #660702
2701 East Grauwyler Road, BLDG 1
Irving, TX 75061
Via USPS Mail: For a regular mail, the address is:
P.O. Box 660702
Dallas, TX 75266-0702
Money services: Lastly, you can visit your nearby money services counter at retail locations (such as Walmart, Kroger or others). You may use MoneyGram, Western Union or other forms of electronic payments with cash to send your payment.
Having said that, it is also worth noting that you can even set up recurring or one-time payments in the Cardholder Center, if you choose to.
You can get a Merrick Bank cash advance at any ATM. Depending on the card, it comes with a cash advance APR that can be as low as 22.45% (V) and as high as 24.45% - 33.45% (V). The fee for a cash advance is 4% of the transaction amount or $10, whichever is greater. This is on top of any fees an ATM owner may charge. There’s no grace period on a cash advance so interest starts accruing right away.… read full answer
You will need a PIN for your Merrick Bank credit card to make a cash advance through an ATM. If you didn’t create a PIN when you applied for the card, you can request one by calling customer service at (800) 204-5936.
Bottom line: Cash advances are really expensive no matter what credit card you have, so avoid them.
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