Hector Molina, WalletHub Analyst
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The Merrick Bank Secured Card accepts people with a 300+ credit score. This means that your chances of approval are high, even if you have bad credit.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Merrick Bank Secured Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.
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