The Merrick Bank Secured Card’s rental car insurance only works if you deny the coverage offered by the rental company. Also, the full amount of your rental must be paid with this card to be covered for:
Physical damage or theft
Customary towing charges
Some exclusions and limitations do apply, though. To find out more about them, or to file a claim, visit the benefit administrator’s website or call the number on the back of your card.
Secured credit cards aren’t the best option for car rentals, however, because of their lower-than-average credit limit. If your Merrick Bank Secured Card’s credit limit isn’t high enough, you might want to consider renting a car without a credit card.
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