The difference between the MileagePlus Select card and the United Gateway card is that while the United Gateway card comes with a 0% foreign transaction fee, the Mileage Plus Select charges 3% yearly.
When it comes to rewards, they are quite similar. Both offer 1 - 3 miles per $1 spent, depending on your spending category. But the United Gateway is better when it comes to everyday use, offering 3 miles/$1 spent on grocery store purchases. Meanwhile, the Mileage Plus Select only offers 3 miles/$1 spent on eligible United and Continental purchases.
United Gateway’s sign-up bonus is 15,000 miles. Even though the Mileage Plus Select card can beat this easily, you can no longer apply for it.
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