It takes up to 14 business days to get a Milestone Credit Card in the mail after being approved, in most cases. You could be approved for a Milestone Credit Card almost instantly if you apply online after receiving pre-approval.
Milestone® Mastercard® - Less Than Perfect Credit Considered
Unfortunately, you cannot get a Milestone Credit Card credit limit increase. The card’s website clearly states that “there is not a credit limit increase program at this time”.
If your Milestone Credit Card’s credit limit isn’t enough to satisfy your needs, you could get a secured credit card. This way, you would be able to reduce the cost of improving your credit score enough to qualify for a card with a higher spending limit.… read full answer
The first step in submitting a Milestone Credit Card application is to get pre-qualified. Applicants who pre-qualify will then be invited to apply for the Milestone Credit Card online. There is no option to submit an application by phone or by mail, and there is no way to apply without first pre-qualifying.… read full answer
The pre-qualification step uses a “soft” credit inquiry, which will not impact your credit score. This saves would-be applicants who are unlikely to be approved from wasting their time and potentially hurting their credit standing.
Here’s how to submit a Milestone Credit Card application:
To see if you pre-qualify, submit the form on Milestone Credit Card’s website. You may receive an immediate decision, but it’s not guaranteed. If you are pre-qualified, you should see an invitation link on the page. Click the link to access the online application. Enter your name, address, e-mail address and SSN. Your annual income and your monthly housing payment are also required. When you submit the application, you’re giving Milestone Credit Card permission to conduct a hard pull of your credit report. Hard pulls will lower your credit score, but only for a short period of time.
Just as with pre-qualification, you should receive an instant decision when you officially apply for the Milestone Credit Card. But it’s important to note that just because you’re pre-qualified does not mean you’re guaranteed to be approved for the card. If you are approved, you should receive your new card in about 14 business days. If your application is denied, Milestone Credit Card may recommend offers for credit cards from partner banks based on your credit profile.
You can check your Milestone Credit Card application status by calling (866) 502-6439 and using the automated system, 24/7. Or, you can request to speak to a customer service representative from 6 a.m. to 6 p.m., Pacific Time, seven days a week. When prompted, provide your application reference number, which should have been included in the confirmation message or e-mail you received after you submitted the application. Milestone Credit Card does not offer an option to check your application status online.… read full answer
You’ll only need to check your Milestone Credit Card application status if you don’t get a decision right when you apply. If that’s the case, there may be missing or inaccurate information on your application. If you haven’t received a decision by e-mail after a few days, call customer service for a status update.
You should receive your new Milestone Credit Card within 14 business days after you’re approved. Milestone Credit Card does not allow for reconsideration if your application is denied. However, they may recommend offers for credit cards from partner banks based on your credit standing.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by a WalletHub user.
Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.