How long does it take to receive a Milestone credit card?

Unfortunately, you cannot get a Milestone Credit Card credit limit increase. The card’s website clearly states that “there is not a credit limit increase program at this time”.

If your Milestone Credit Card’s credit limit isn’t enough to satisfy your needs, you could get a secured credit card. This way, you would be able to reduce the cost of improving your credit score enough to qualify for a card with a higher spending limit.... read full answer

You can submit a Milestone Credit Card application after geting pre-qualified for this card. Applicants who pre-qualify will then be invited to apply for the Milestone Credit Card online. There is no option to submit an application by phone or by mail. Note that there is no way to apply without being pre-qualified first.

The pre-qualification tool uses a soft credit inquiry, which will not impact your credit score. This saves potential applicants who are unlikely to be approved from wasting their time and possibly hurting their credit standing. Note that pre-qualifying for the Milestone Credit Card does not guarantee approval.

Here’s how to submit a Milestone Credit Card application:

1. Submit the form on Milestone Credit Card’s website to see if you are pre-qualified. You may receive an immediate decision, but it’s not guaranteed.
2. Check for an invitation link on the page, in case you are pre-qualified right away. Alternatively, you will receive an email with the invitation once you are pre-qualified.
3. Click the link to access the online application.
4. Enter your name, address, e-mail address, and Social Security Number. Your annual income and your monthly housing payment are also required.
5. Check the terms and conditions and submit your application.

Keep in mind that when you submit the Milestone Credit Card application, this inquiry will result in a hard pull of your credit report. This will lower your credit score for a short period of time.

Just as with pre-qualification, you may receive an instant decision when you officially apply for the Milestone Credit Card. If you are approved, you should receive your new card in about 14 business days. If your application is denied, call (800) 305-0330 to see if there are any other options available for you.

You can check your Milestone Credit Card application status by calling (866) 502-6439 and using the automated system, 24/7. Or, you can request to speak to a customer service representative from 6 a.m. to 6 p.m., Pacific Time, seven days a week. When prompted, provide your application reference number, which should have been included in the confirmation message or e-mail you received after you submitted the application. The Milestone Credit Card does not offer an option to check your application status online.... read full answer

You’ll only need to check your Milestone Credit Card application status if you don’t get a decision right when you apply. If that’s the case, there may be missing or inaccurate information on your application. If you haven’t received a decision by e-mail after a few days, call customer service for a status update.

You should receive your new Milestone Credit Card within 14 business days after you’re approved. The Milestone Credit Card does not allow for reconsideration if your application is denied. However, they may recommend offers for credit cards from partner banks based on your credit standing.