Does the Milestone Credit Card do a hard pull? This question is about the Milestone® Mastercard®

Does the Milestone Credit Card do a hard pull?

This question is about the Milestone® Mastercard®

Elijah Nash, WalletHub Analyst

@Eli.nash • 08/17/20 This answer was first published on 08/17/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Yes, the Milestone Credit Card will do a hard pull. You can apply for it with bad credit though.

You can prequalify for the Milestone Credit Card here, which will not affect your credit score as it will be a soft pull. However, if you do prequalify and want to get the card, you will need to submit an actual application which will result in a hard pull.

A hard pull usually causes an applicant's credit score to drop by 5-10 points. Most people’s scores bounce back within 3-6 months with responsible credit management, but it can take up to 12 months. You can learn more about how to minimize the credit score damage here.

What are the Milestone Credit Card requirements for approval?

The main Milestone Credit Card requirements are that an applicant must be at least 18 years old with a valid Social Security number. Applicants must also have a physical U.S. address, enough income to make monthly minimum payments, and at least bad credit.

Milestone Credit Card Requirements

At least 18 years old
Physical U.S. address (no P.O. boxes)
Proof of enough income to make the monthly minimum payment
Social Security number
Bad...

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How do I submit a Milestone credit card application?

You can submit a Milestone Credit Card application online. There is no option to submit an application by phone or by mail.

Here’s how to submit a Milestone Credit Card application:

Go to the Milestone Credit Card’s website to access the online application.
Enter your name, address, e-mail address, and Social Security Number. Your annual income and your monthly housing payment are also required.
Check the terms and conditions and submit your application.

Keep...

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Can I use my Milestone credit card anywhere?

Yes, you can use your Milestone credit card anywhere Mastercard is accepted. A Milestone Mastercard will be accepted by nearly 11 million merchants in the U.S. and in more than 210 countries and territories around the world.

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