Does the Milestone Credit Card do a hard pull?

The main Milestone Credit Card requirements are that an applicant must be at least 18 years old with a valid Social Security number. Applicants must also have a physical U.S. address, enough income to make monthly minimum payments, and at least bad credit.

Milestone Credit Card Requirements

• At least 18 years old
• Physical U.S. address (no P.O. boxes)... read full answer
• Proof of enough income to make the monthly minimum payment
• Social Security number
• Bad credit or better

If you apply for the Milestone Credit Card, it’s important that you enter all required information completely and accurately. Knowingly reporting false or misleading information on a credit card application is a federal crime.

You can submit a Milestone Credit Card application after geting pre-qualified for this card. Applicants who pre-qualify will then be invited to apply for the Milestone Credit Card online. There is no option to submit an application by phone or by mail. Note that there is no way to apply without being pre-qualified first.

The pre-qualification tool uses a soft credit inquiry, which will not impact your credit score. This saves potential applicants who are unlikely to be approved from wasting their time and possibly hurting their credit standing. Note that pre-qualifying for the Milestone Credit Card does not guarantee approval.

Here’s how to submit a Milestone Credit Card application:

1. Submit the form on Milestone Credit Card’s website to see if you are pre-qualified. You may receive an immediate decision, but it’s not guaranteed.
2. Check for an invitation link on the page, in case you are pre-qualified right away. Alternatively, you will receive an email with the invitation once you are pre-qualified.
3. Click the link to access the online application.
4. Enter your name, address, e-mail address, and Social Security Number. Your annual income and your monthly housing payment are also required.
5. Check the terms and conditions and submit your application.

Keep in mind that when you submit the Milestone Credit Card application, this inquiry will result in a hard pull of your credit report. This will lower your credit score for a short period of time.

Just as with pre-qualification, you may receive an instant decision when you officially apply for the Milestone Credit Card. If you are approved, you should receive your new card in about 14 business days. If your application is denied, call (800) 305-0330 to see if there are any other options available for you.

Yes, you can use your Milestone credit card anywhere Mastercard is accepted. A Milestone Mastercard will be accepted by nearly 11 million merchants in the U.S. and in more than 210 countries and territories around the world.