What is the Montgomery Ward credit card customer service number?

No. Montgomery Ward is not affiliated with Fingerhut. These two businesses do not have the same parent company, as Montgomery Ward is a subsidiary of Colony Brands, Inc., while Fingerhut is a subsidiary of Bluestem Brands, Inc.

That said, Montgomery Ward and Fingerhut have partnered up in the past. Their most recent joint venture – Montgomery Ward Direct – launched in 1991. However, Montgomery Ward Direct was shut down in the mid 1990s, and the two companies do not currently share any other projects. Montgomery Ward and Fingerhut now compete in the online retail space for the business of middle- and low-income consumers, especially those with less-than-good credit scores.… read full answer

The easiest way to make a Montgomery Ward Credit Card payment is either online or over the phone at (877) 784-2836. Alternatively, you can pay your bill via mail.

How to Make a Montgomery Ward Credit Card Payment

• Online: Log in to your Montgomery Ward Credit account and find the “Make a Payment” section. Click on “Manage Payments” and follow the prompts to make the payment.… read full answer
• Over the phone: You can also pay your bill over the phone, by calling customer service at (877) 784-2836. You can either use the automated voice-response system or wait to speak to a live representative.
• Via mail: Lastly, you can send a check or money order (but not cash) to:
  Montgomery Ward
  PO Box 2855
  Monroe, WI 53566-8002

Minimum payments will change depending on your account balance, but all payments must be more than $5. If you’d like, you can also use the “Manage Payments” page to enroll in automatic payments, which will make your payment for you each month from a linked bank account or debit card.

Finally, if you decide to mail in your payment, be sure to send it at least 7-10 days in advance so it arrives by the due date. Your billing statement will include payment instructions and a payment envelope for your convenience.

Yes, Montgomery Ward reports to all three major credit bureaus (Experian, Equifax, and TransUnion) every month. Reports are sent to these credit bureaus for the Montgomery Ward Credit, as long as your account is open and active. Plus, each report includes information such as the account’s statement balance and payment history.

Other things to know about the Montgomery Ward Credit:… read full answer

• Montgomery Ward will only stop reporting to the credit bureaus when the account closes, which could happen after a year of inactivity. So, use your Montgomery Ward Credit credit line to make purchases each year if you want the account to remain open.
• Having a Montgomery Ward Credit is a great way to boost your credit score, but it will only help if you use the line of credit responsibly.
• Keep in mind that maxing out your credit line and missing payment due dates, among other missteps, will also be reported to credit bureaus. This will likely cause your credit score to decrease.

If you’d like to see the effect that your Montgomery Ward Credit is having on your credit, you can check your latest credit score and TransUnion credit report for free on WalletHub.