You can get Montgomery Ward Credit pre-approval through email or via mail. So, it’s a good idea to check for emails from the company as well as mailed Montgomery Ward catalogs, which may include pre-approved offers. Montgomery Ward doesn’t offer pre-approval through its website.
Pre-approved offers inform consumers that they have a good chance (90%) of getting approved for a Montgomery Ward Credit line if they choose to apply for one. People who have previously held accounts in good standing with Montgomery Ward, or with a sister company of Montgomery Ward, are most likely to receive these pre-approved credit offers.
How to Apply for a Montgomery Ward Credit Account
A Montgomery Ward Credit pre-approved offer will give instructions for how to apply.
If you haven’t received a pre-approved offer, you can also just apply for credit when you make an order on the Montgomery Ward website by selecting “Open a New Account” at checkout.
The application process is quick, and there is no minimum credit score required, so don’t feel the need to wait for pre-approval to request credit from Montgomery Ward.
How to Check Whether Montgomery Ward Will Do a Hard Pull
The Montgomery Ward website states that pre-approved customers who’ve held Montgomery Ward Credit lines in the past might have their credit request completed without further review. Still, Montgomery Ward may do a hard inquiry into your credit history for a credit line request even if you’ve had a past account.
They will almost certainly pull the credit reports of new Montgomery Ward customers, including those who are pre-approved. Call customer service at (888) 557-3848 if you’re curious to know whether a hard pull will be conducted on your credit.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines
. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.