The most widely accepted credit card in Europe is a Visa credit card or a Mastercard credit card. Visa and Mastercard are the two most widely accepted credit card networks, not just in Europe but worldwide. So any card on either network will work everywhere you want to use it.
But even though all Mastercard and Visa credit cards pretty much tie in terms of which is most accepted in Europe, they’re not all the same. Their rates, rewards and fees vary a lot. So you need to choose wisely.
Here are the best, most accepted credit cards in Europe:
Big Bonus: Chase Sapphire Preferred – Visa with no foreign fee. $625 travel bonus. $95 annual fee, starting the second year.
Flexible Travel Rewards: Capital One Venture – Visa with no foreign fee. $500 travel bonus. 2%+ back on purchases. $95 annual fee, starting the second year.
Airline Miles: Lufthansa Credit Card – Chip-and-PIN Mastercard with no foreign fee. Up to 50,000 initial bonus miles. 2 miles per $1 on Miles and More airfare. $89 annual fee.
Hotel Points: IHG Premier Card – Chip-and-PIN Mastercard with no foreign fee. Up to 85,000 initial bonus points. 10 points per $1 on IHG rooms. $89 annual fee.
Best Mastercard: Citi Premier Card – Mastercard with no foreign fee. $625 airfare bonus. 3 points per $1 spent on travel. $95 annual fee, starting the second year.
No Foreign Fee: Capital One, Discover and USAA – Don’t charge foreign fees on any of their cards.
Anything Visa or Mastercard. Didn't find a place where they would take plastiv and not accept my Visa or my partner's Mastercard.
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