Call MTC Federal customer service at (888) 699-1048 and request a PIN, if you don’t already have one.
Insert the credit card at an ATM and enter the PIN.
Select the cash advance option on the ATM screen.
Enter the amount you’d like to withdraw.
Withdraw the cash and remove the credit card from the ATM.
Before you take out an MTC credit card cash advance, it’s important to note that it is a very expensive transaction. For starters, there’s a 3% (min $5, max $30) cash advance fee. There’s also a separate cash advance APR of 8.90% to 17.90% that applies as soon as you withdraw the cash. There may be ATM-owner fees, too.
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