Maria Adams, Credit Cards Moderator
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Yes, the Navy Federal GO Rewards Credit Card will do a hard pull. You will need a credit score of at least 700 to get approved. You also have to be a Navy Federal member before applying for the card.
You can check if you pre-qualify for the card on Navy Federal Credit Union’s website, which will not affect your credit score. However, if you do pre-qualify and want to get the card, you will need to submit an actual application which will result in a hard pull.
A hard pull usually causes an applicant's credit score to drop by a few points. Most people’s scores, however, bounce back within a few months with responsible use.
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