Michael Battle, WalletHub Credit Card Analyst
@mikebattle
The American Express Platinum card offers new designs and lifestyle experiences such as access to the Global Lounge Collection, digital entertainment credit, access to exclusive events, and many other perks.
Here’s what the American Express Platinum card currently offers:
- Initial Bonus: The American Express Platinum card offers 100,000 points for spending $6,000 in the first 6 months.
- Rewards: 5 points per $1 on flights booked with airlines or with American Express Travel (up to $500,000 spent per year), 5 points per $1 spent on prepaid hotels booked through Amex, and 1 point per $1 on all other purchases.
- New designs: The American Express Platinum card now offers two new card design options. Both new and existing cardholders can choose a floral or abstract theme from world-renowned artists.
- Third-party deals: The American Express Platinum card offers credit statement for several lifestyle and travel partners. It includes Departures, Uber, CLEAR and many more.
- Digital Entertainment Credit: Get a credit statement each month when you use your American Express Platinum card to pay your subscription for one or more of the following: Peacock, Audible, SiriusXM, and The New York Times (enrollment required).
- Hotel Credit: Receive a credit statement each year on prepaid Fine Hotels + Resorts or The Hotel Collection bookings with Amex Travel when you pay with your American Express Platinum card (requires a minimum two-night stay).
- Airline Fee Credit: Get a credit statement each year when incidental fees, such as checked bags and in-flight refreshments, are charged by one select qualifying airline to your American Express Platinum card.
- Centurion Lounge Access: You will have access to over 1,400 airport lounges through the Amex Global Lounge Collection
- Event Access: As a American Express Platinum card member, you have access to exclusive local events, virtual experiences, and the latest content from partners in music, theater, sports and more.
- Travel insurance: American Express Platinum card cardholders receive various types of insurance benefits.
- Other benefits: Hilton Honors Gold and Marriott Bonvoy Gold Elite status with no spending thresholds to enrolled cardholders; American Express Platinum card concierge, 0% foreign transaction fees, and more.
All these perks make up for the $695 annual fee. The American Express Platinum card is worth it if you use all of its many benefits every year. If you’re a high-spender with at least good credit who travels frequently, this card could be for you. If you can’t take advantage of its travel-focused perks, you’ll end up overpaying.

The Platinum Card® from American Express
People also ask
Did we answer your question?