The Amex Gold card offers 60,000 points for spending $4,000 in the first 6 months. In addition, you can earn 4 points per $1 at U.S. supermarkets (up to $25,000 spent per year), 4 points per $1 at restaurants worldwide (plus takeout and delivery in the U.S.), 3 points per $1 on flights booked directly with airlines or on amextravel.com, and 1 point per $1 on all other purchases.
Here's what the Amex Gold card currently offers:
High initial bonus: 60,000 points for spending $4,000 in the first 6 months.
Good earning rate on select categories: 4 points per $1 at U.S. supermarkets (up to $25,000 spent per year), 4 points per $1 at restaurants worldwide (plus takeout and delivery in the U.S.), 3 points per $1 on flights booked directly with airlines or on amextravel.com, and 1 point per $1 on all other purchases.
Uber Cash: Receive Uber Cash each month up to a certain amount for orders with Uber Eats or rides with Uber in the U.S.
Hotel Credit: Receive a credit statement on The Hotel Collection bookings with Amex Travel when you pay with your Amex Gold card.
Dining Credit: You can receive a statement credit each month when you dine at select qualifying locations and pay with your Amex Gold card (enrollment required).
Travel benefits: The Amex Gold card has a 0% foreign transaction fee and offers various types of travel insurance. In addition, the benefits also include personalized travel services.
All these perks make up for the $250 annual fee. And as long as you have good credit, the Amex Gold card is certainly a card to consider adding to your wallet.
No, you can’t earn the American Express Business Gold card 75k bonus anymore as the offer is no longer available. The current bonus is 70,000 points for spending $10,000 within 3 months of account opening. You can redeem your American Express Business Gold card points for a variety of things, including gift cards, statement credit, travel and more.
You can still earn a lot of bonus points with the current American Express Business Gold card promotional offers. Take a look at some of the card’s other features below.… read full answer
Here’s what the American Express Business Gold card currently offers:
High initial bonus. You’ll earn 70,000 points for spending $10,000 within 3 months of account opening. In addition, points are worth up to 1 cent each. You can redeem your points for gift cards or book travel through Amex Travel, so that’s a worthwhile return on the $10,000 you have to spend.
Extra points in bonus categories. With this card you can earn 4 points per $1 in the two select categories with the most spending (up to $150,000 per year combined) and 1 point on all other purchases. Bonus categories include airfare purchased directly from airlines, and U.S. purchases on advertising, shipping, gas stations, hardware/software/cloud computing, and restaurants.
Airline Bonus. You get 25% of your points back after using them to book flights through Amex Travel, up to 250,000 per calendar year.
Expense management tools. You’ll get free access to mobile apps that will help you improve your cash flow and manage your account. You’ll also get detailed yearly summaries, and you can link your account to Quickbooks, which will help you keep track of your expanses.
Travel perks. You can get reimbursed for damage or theft of rental cars that you paid for with the American Express Business Gold card. You’re also insured up to a specified amount for lost or damaged baggage, emergency assistance, and trip delays. Plus, there’s a 0% foreign transaction fee for any transactions that involve international merchants.
Moreover, Amex will sometimes temporarily boost their initial bonus offer on their website, so make sure to occasionally check for any updates. You can also get other types of bonus points every month and various other perks to sweeten the deal.
The decision to apply isn’t a no-brainer, though. You should definitely consider other cards, too, like Chase Ink Preferred (100,000 points for spending $15,000 in the first 3 months) and Capital One Spark Cash Plus ($500 for spending $5,000 in the first 3 months and $500 for spending $50,000 in the first 6 months).
The Amex Gold card has no preset spending limit, which means the spending power is determined on a month-to-month basis, depending on the cardholder’s previous spending habits, income, payment history and other factors. This does not mean that consumers are able to spend limitlessly with a no preset spending limit. Amex Gold cardholders are given a flexible spending capacity, rather than a specific one.… read full answer
More info about the Amex Gold card NPSL
While not having a preset spending limit (NPSL) can offer you some flexibility, it can be difficult in emergency situations. You can know roughly what you’re able to spend based on past months, but with most NPSL cards, you never know exactly when a future purchase will be declined.
American Express makes it easier to plan for future purchases, though. If you're unsure whether a large purchase will be approved or not, simply use the Check Spending Power tool in your online account or mobile app.
The American Express® Gold Card credit score requirement is 700 or higher. That means people with good credit or better have a shot at getting approved for the Amex Gold card.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Amex Gold card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.… read full answer
If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it’s best to wait to apply until you meet the Amex Gold card credit score requirement. You can check your credit score for free on WalletHub.
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