Discover it® Cash Back: Discover will match all the cash back you've earned at the end of your first year, automatically. You also get 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, and online shopping, up to the quarterly maximum ($1,500) when you activate. You earn unlimited 1% cash back on all other purchases. Rewards never expire and you can use them at Amazon.com checkout, too.
Discover it® chrome: All the cash back you've earned will be matched at the end of your first year, automatically. You also earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus, you earn unlimited 1% cash back on all other purchases. Cash rewards never expire.
Discover it® Miles: Discover will match all the miles you’ve earned at the end of your first year, automatically. For example, if you earn 35,000 miles, you get 70,000 miles. You also earn unlimited 1.5 miles per $1 spent on all purchases. Moreover, there are no blackout dates.
New Discover card designs are added from time to time, too. To get a custom Discover card design, log into the Account Center and select a new design. There's no application to fill out or financial information to provide and it is absolutely free. Expect your new card to arrive in 4–6 business days.
There are a few options for Discover credit card designs when you first open an account. They include beach scene, cassette tape, daisy and skyline backgrounds, as well as solid colors. But you will have to request a replacement card if you want to pick from the full list of Discover credit card designs. They aren’t available for your original Discover card. The good news is that getting a new Discover card design is free and shouldn’t take more than a week.… read full answer
Replacement cards come with more options: You can choose from more than 100 Discover Card designs for a replacement card.
You can change your card design: To change your card design, log into your account and select “Choose a Card Design.” Your new card will arrive in 4-6 business days.
You can’t submit your own photo: Some credit card companies will allow you to fully personalize a card by uploading a photo as your card background. Discover does not. You are limited to the designs offered on the Discover website.
Your old card will still work: You’ll get a new card when you change your card design. But your account number will be the same. This means your old card will continue to work until its expiration date. You can deactivate it by calling (800) 347-2683.
Personalizing your credit card can be fun. But a card’s rewards, interest and fees are all more important than looks. Focus on those when searching for the best card for you. If you settle on Discover, you can rest assured there are plenty of Discover card designs to pick from.
Discover is a good credit card company because there are Discover cards for people of all credit levels, and all of them have $0 annual fees and $0 foreign transaction fees. Plus, Discover cards all reward cardholders with at least 1% back on purchases and will match new cardholders’ earnings from the first year as an anniversary present. Most Discover cards also offer 0% introductory APRs on purchases and balance transfers (with a standard variable rate applying after that).… read full answer
Discover cards are known for their 100 percent U.S-based customer service, and Discover has very few customer complaints with the Consumer Financial Protection Bureau. There are also user-friendly features such as “Freeze it,” which allows cardholders to temporarily turn off their card to prevent any unauthorized transactions. And Discover provides free monitoring to make sure customers’ Social Security numbers don’t show up on risky websites.
Reasons Discover is a Good Credit Card Company:
Discover has cards for people of all credit levels, from bad to excellent.
Discover cards do not charge annual fees or foreign transaction fees.
All Discover cards match your first year’s rewards.
Discover has highly regarded customer service.
Different Discover cards are good for different people, though. Discover has offers for cash back, travel, bad credit, students and more. One of the best options is Discover it® Cash Back. It offers 5% cash back on the first $1,500 spent per quarter in rotating spending categories that require activation. It also gives 1% cash back on everything else.
While all Discover cards are pretty good, there are some downsides. In 2018, Discover cut several key benefits from all of its cards. Those include travel accident insurance, purchase protection, extended warranties and return protection. And as far as global acceptance goes, you can use Discover cards at merchants in 190+ countries and territories. That’s third behind Mastercard and Visa. Both are accepted in more than 200 countries and territories.
But overall, Discover credit cards combine some innovative perks and attractive rewards into a single package. And since they don’t charge annual fees or foreign transaction fees, the cards’ rewards go right to you. Those are just a few reasons why Discover cards are good credit cards in general.
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