Mark Towers, WalletHub Credit Card Analyst
@MarkTowers
A good credit card that you can get with bad credit and a $0 annual fee is the Capital One Platinum Secured Credit Card. This is a partially-secured credit card, ideal for people who want to build credit at a low cost. Capital One Platinum Secured has a $200 starting credit limit and requires a refundable security deposit of $49, $99 or $200, based on your creditworthiness.
Best Credit Cards for Bad Credit with No Annual Fees in 2023
The best no annual fee credit cards for bad credit are usually secured credit cards. Even though these cards require a security deposit, they can still be a lot cheaper in the long run when compared to unsecured credit cards for damaged credit, which usually do charge annual fees. You can compare more no annual fee credit card offers based on your credit score, on WalletHub.

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