The best no-annual-fee credit card for bad credit is the Discover it Secured, because it has a $0 annual fee, rewards you with 1% - 2% cash back on purchases, doubles the rewards you’ve earned after the first year, and doesn’t require a minimum credit score. The Discover it Secured Card’s main approval requirements are being 18+ years old and having enough income to afford monthly bill payments, plus the refundable security deposit of $200 or more.
The rest of the best no-annual-fee credit cards for bad credit scores are the Capital One Secured Card (could be just partially secured), and the Harley-Davidson Secured Card.
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