What you should know before applying for the Nordstrom Credit Card:
You'll need good credit to qualify for this card. But the issuer will also look at your income, debt, and payment history to decide if you're eligible for a new account.
If you don't qualify for the Nordstrom Credit Card, you'll automatically be considered for the Nordstrom Store Card. The store version has more lenient approval requirements and is a great alternative if you only have fair credit.
The Nordstrom Credit Card approval requirements include being at least 18 years old and having a credit score of 700, at a minimum. That means applicants for the Nordstrom Credit Card need good credit or better to get approved. Applicants also need to be U.S. residents with a Social Security Number (SSN) who have enough income to afford credit card bills.... read full answer
Here are the Nordstrom Credit Card approval requirements:
A credit score of 700+. That means you need good credit or better to get approved.
Enough income to afford credit card bills and/or low debt relative to income
Age of 18+
U.S. residence
Social Security Number (SSN)
If you don't know where you stand in terms of your credit score, you can check it for free, right here on WalletHub. And if you don't think you qualify for the Nordstrom Credit Card, the Nordstrom Store Card has more lenient approval requirements and is open to applicants with fair credit or better (a score of 640+).
Keep in mind that unlike the Nordstrom Credit Card, which can be used anywhere Visa is accepted, the Nordstrom Store Card can only be used at Nordstrom locations and Nordstrom.com.
You cannot pre-qualify for the Nordstrom Store Card.
However, as with most store cards, the Nordstrom Store Card is easier to qualify for than a traditional credit card (usable anywhere), and some reviewers have reported being accepted with sub-600 credit scores.
Yes, you can use your Nordstrom Credit Card anywhere Visa is accepted. That is virtually anywhere credit cards are accepted, as Visa benefits from extensive worldwide acceptance. So, you won't have to worry about not being able to make purchases.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by a WalletHub user. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.