The Nordstrom Credit Card approval requirements include being at least 18 years old and having a credit score of 700, at a minimum. That means applicants for the Nordstrom Credit Card need good credit or better to get approved. Applicants also need to be U.S. residents with a Social Security Number (SSN) who have enough income to afford credit card bills.
Here are the Nordstrom Credit Card approval requirements:
A credit score of 700+. That means you need good credit or better to get approved.
Enough income to afford credit card bills and/or low debt relative to income
Age of 18+
Social Security Number (SSN)
If you don't know where you stand in terms of your credit score, you can check it for free, right here on WalletHub. And if you don't think you qualify for the Nordstrom Credit Card, the Nordstrom Store Card has more lenient approval requirements and is open to applicants with fair credit or better (a score of 640+).
Keep in mind that unlike the Nordstrom Credit Card, which can be used anywhere Visa is accepted, the Nordstrom Store Card can only be used at Nordstrom locations and Nordstrom.com.
Yes, the Nordstrom Store Card does a hard pull when you apply for it. This can cause your credit score to drop for a short period of time. And, unfortunately, there's no way to see if you pre-qualify for this card with only a soft pull. So before applying, make sure you have a credit score of at least 640 (fair credit) by using our … read full answerfree credit score tool.
An application could hurt your credit score by doing a hard pull on your credit report. So if you don’t have at least fair credit, I’d suggest to consider applying for a card with lower score requirements.… read full answer
When you apply for the Nordstrom credit card, TD Bank, the issuer, will pull from Experian in most cases and sometimes Equifax, depending on your state. That's according to what people who have the card say. But it's possible TD could pull from any of the big three bureaus.
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