There could be a few possible explanations as to why your NTB Credit Card application was denied.
A low income or credit score, or maybe having too much debt are just a few obvious reasons, but there could be some other underlying causes for a denial, such as:
Too many recent inquiries on your credit report
Too many open accounts
A recent late payment
Bankruptcy or collection account
You could try calling 1-800-695-5171 to ask for a reconsideration. If you still get denied, it`s best to just wait and try to improve your credit score before applying again.
You could also become an authorized user on someone else`s account, or apply for a secured card instead.
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