Chip Lupo, Credit Card Writer
@CLoop
Your OakStone Gold Card approval odds are pretty good as long as you aren’t carrying too much debt and you don’t have major red flags such as an ongoing bankruptcy on your credit report. You’ll need enough income to pay your bills each month, too. Applicants can get approved with a bad credit score of 639 or below, however, so even a low credit score shouldn’t hold you back. Keep in mind that you will need to provide a security deposit of at least $200 to open the OakStone Gold Card account.
The OakStone Gold Card can help cardholders build or rebuild their credit scores. But before applying for the OakStone Gold Card, you should compare it to the other credit cards for bad credit that are currently on the market, to make sure you find the right fit. If you end up getting denied for the OakStone Gold Card, consider applying for a credit card with no credit check.
OakStone Secured Mastercard® Gold Credit Card
People also ask
How do I contact the OakStone Gold Card reconsideration line?
To contact the OakStone Secured Mastercard® Gold Credit Card reconsideration line, call (888) 403-4783. The OakStone Gold Card reconsideration line is a way for denied applicants to request a second review of their application and potentially get the denial overturned. In the case of OakStone Gold Card, the reconsideration line is the same as the general OakStone customer service number.
If you call to request reconsideration from OakStone, make sure you are prepared to make an argument for why you should be approved. You...
read full answerWhat is the OakStone Gold Card interest rate?
The OakStone Secured Mastercard® Gold Credit Card interest rate is 18.49% (V). This OakStone Gold Card interest rate is variable, meaning it can change based on certain economic conditions.
The OakStone Gold Card gives you a 25-day grace period to avoid paying interest on your purchases. The grace period runs from the end of the billing period until the card’s payment due date. You won’t owe any interest as long as you pay your balance in full during that timeframe. Should you decide to...
read full answerWhat is the OakStone Gold Card exchange rate?
The OakStone Gold Card exchange rate is Mastercard’s exchange rate on the date you make a purchase, plus any foreign transaction fees. While Mastercard exchange rates change daily, the OakStone Gold Card foreign fee is always 3% of the transaction in U.S. dollars.
It’s best to use a credit card with no foreign transaction fee when making purchases from international merchants. As long as you have such a card and avoid dynamic currency conversion, the exchange rates you’ll pay on international spending with a credit card will...
read full answerDid we answer your question?