Does OakStone Platinum Card offer an extended warranty?

The OakStone Platinum Card exchange rate is Mastercard’s exchange rate on the date you make a purchase, plus any foreign transaction fees. While Mastercard exchange rates change daily, the OakStone Platinum Card foreign fee is always 3% of the transaction in U.S. dollars.

It’s best to use a credit card with no foreign transaction fee when making purchases from international merchants. As long as you have such a card and avoid dynamic currency conversion, the exchange rates you’ll pay on international spending with a credit card will...

The biggest benefits of credit cards are interest-free financing, $0 fraud liability, and the opportunity for credit building. There are also so-called “secondary credit card benefits,” which may include things like price protection, rental car insurance, and extended warranty protection. In other words, the right credit card can give a cardholder much more than simple spending power.

Some people find it easier to avoid credit cards out of fear of making credit mistakes. But...

The maximum amount you can deposit for your OakStone Platinum Card is $5,000. And your initial security deposit cannot be lower than $200.