Chip Lupo, Credit Card Writer
@CLoop
The best OakStone Gold Card benefits are zero fraud liability and monthly credit bureau reporting. These perks are certainly good to have, though it’s important to note that they are also relatively common benefits for credit cards.
OakStone Gold Card Benefits
- Zero Fraud Liability
- Monthly Credit Bureau Reporting
While these benefits aren’t bad, the OakStone Gold Card simply doesn’t have as many benefits as a lot of the other credit cards on the market.
OakStone Secured Mastercard® Gold Credit Card
People also ask
Does OakStone Gold Secured do a hard pull?
Yes, the OakStone Gold Card does a hard pull for applications.
But you could get approved for it regardless of your credit score, as long as you don’t have a pending bankruptcy on your record, and meet the issuer's income and identity verification requirements.
read full answerDoes the OakStone Gold Card offer cell phone insurance?
The OakStone Gold Card does not offer cell phone insurance. Cell phone insurance on other cards reimburses the cost of repairing or replacing a damaged or stolen phone if a cardholder regularly pays the phone bill with the card, though it’s not a benefit commonly offered by credit card issuers.
If you’re looking for a credit card with cell phone protection, some good options include the Wells Fargo Reflect card, the Hotels.com Credit Card, and the U.S. Bank Altitude Connect card.
read full answerDoes OakStone Gold Card offer an extended warranty?
No. OakStone Gold Card does not offer extended warranty protection. OakStone Gold Card does have other benefits, though, including no minimum credit score requirement for approval, monthly credit bureau reporting, and zero fraud liability.
If you’re set on finding a card with good extended warranty coverage, consider checking out the Chase Sapphire Reserve® or the Bank of America® Premium Rewards® credit card instead.
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