The Old Navy Credit Card does not have a balance transfer fee. The reason the Old Navy Credit Card has no transfer fee is that it does not allow balance transfers at all, and that means you'll need to look for another credit card to help reduce the cost of existing debt.
The Old Navy Credit Card does not allow balance transfers. In general, balance transfers allow you to shift high-interest debt from your current account to another issuer's credit card and pay off the balance, presumably at a reduced interest rate.
The objective of a balance transfer is to save money on interest, so you will want a card with a low introductory APR on balance transfers. Just be sure to pay off the transferred balance in full before the introductory rate expires. Otherwise, the remaining balance will accumulate interest daily at the card's regular APR.
You can find out how much a balance transfer card with a low intro APR will save you in interest charges by using WalletHub's balance transfer calculator. This tool will also recommend credit cards that may help you save money and get out of debt faster.
However, there are several good credit cards on the market that don’t charge any foreign transaction fees. You can check out our editors’ latest picks for … read full answerthe best among them and see which one better suits your needs.
Yes, you can use your Old Navy Credit Card anywhere Visa is accepted, and that's pretty much anywhere that takes credit cards. More specifically, your Old Navy Credit Card is accepted at 10.7 million U.S. merchant locations and in more than 200 countries.
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