The main Old Navy Credit Card requirements are that an applicant must be at least 18 years old with a valid Social Security number or Individual Taxpayer Identification number. Applicants must also have a physical U.S. address, enough income to make monthly minimum payments, and at least good credit.
Old Navy Credit Card Requirements
At least 18 years old
Physical U.S. address (no P.O. boxes)
Proof of enough income to make the monthly minimum payment
Social Security number or ITIN
Good credit or better
If you apply for the Old Navy Credit Card, it’s important that you enter all required information completely and accurately. Knowingly reporting false or misleading information on a credit card application is a federal crime.
Yes, you can use your Old Navy Credit Card anywhere Mastercard is accepted, and that's pretty much anywhere that takes credit cards. More specifically, your Old Navy Credit Card is accepted at 10.7 million U.S. merchant locations and in more than 210 countries and territories, abroad.
The Old Navy Store Card, on the other hand, can only be used at Old Navy, Athleta, Banana Republic, and Gap. That’s because it is a store card and it can only be used at the merchants the...
To log in to your Old Navy Credit Card account, go to the login page on the issuer’s website or mobile app and enter your username and password in the appropriate fields. Then, click the “Log in” button to access your online account. If you don’t already have an account, you will need to start by clicking on the “Set up online access” button in order to enroll in online banking.
The Old Navy Credit Cardforeign transaction fee is 3%. The fee is assessed for purchases made while traveling outside of the United States or through merchants located outside of the United States.
However, there are several good credit cards on the market that don’t charge any foreign transaction fees. You can check out our editors’ latest picks for the best among them and see which one better suits your needs.
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