Cardholders can set up OpenSky® Secured Visa® Credit Card automatic payments through their online account or the Capital Bank mobile app. Calling customer service at 1 (800) 859-6412 also is an option. Once you’re enrolled, Capital Bank will withdraw the payment amount from your linked bank account on the scheduled date.
How to Set Up OpenSky Automatic Payments:
Log in to your online account via the Capital Bank website or mobile app.
Find the “Payments” on the account home page and then select “Monthly payments.”
Enter your bank account routing number and account number. This is the account from which Capital Bank will deduct your payment each month.
Select your payment amount. Choose from the minimum amount due, the current balance, the statement balance, or a customized amount that is more than the minimum payment.
You should always make sure your bank account has enough funds for the payment a few days before the due date, to be safe. And once you’re in enrolled in automatic payments, don’t forget to review your recent transactions regularly.
You can make OpenSky payments by signing up for Auto-Pay through your online account or via the OpenSky mobile app, both on iOS and Android devices. Just select the "Payment Services" tab and from the drop-down menu you have the option to set up one-time or recurring online payments by linking your bank account to your OpenSky. You can also make payments by mail or calling OpenSky customer service at … read full answer(800) 859-6412.
Here's how to make an OpenSky payment:
Online: Log in to your online account and select the "Payment Services" tab. From the drop-down menu, you'll have the option to link a bank account and set up recurring or one-time payments.
By phone: Simply call (800) 859-6412 and make a payment through the automated system. Payments made through the automated phone system are free, but if you choose to make a payment through a customer service agent, there will be a $10 fee.
Mail: Send a check along with the remittance slip that is included in your monthly billing statement to the following address: OpenSky Card Services P.O. Box 660924 Dallas, TX 75266-0924
The OpenSky grace period is 25 days. It’s the time between the close of a billing cycle and when your bill is due. If you pay your bill in full in these 25 days, you won’t be charged with interest.
Keep in mind, though, that grace periods aren’t permanent. You will lose your OpenSky grace period if you don’t pay your balance in full one month. And you’ll need 2 months of payments made in full to get it back.… read full answer
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