There is no OpenSky concierge benefit. Cardholders with questions about their account can call 1 (800) 859-6412 for assistance, but the customer service representative won’t be able to perform the wide range of services provided by some credit card concierges.
A concierge acts like an on-demand personal assistant for cardholders, able to help with nearly anything, from travel and purchase assistance to directions and restaurant reservations. Although OpenSky does not offer concierge service, plenty of other credit cards do. If the benefit is important to you, some popular credit cards that have a concierge are Chase Sapphire Preferred® Card and Capital One Venture Rewards Credit Card.
The OpenSky phone number for customer service is (800) 859-6412. But you can also contact their customer service via the OpenSky mobile app for iOS and Android or mail.
Here’s how you can contact the OpenSky customer service:
Phone: To contact the OpenSky customer service over the phone, just call … read full answer(800) 859-6412. Follow the prompts and you will be connected to a live representative.
Online: You can also reach customer service through your OpenSky mobile app for iOS and Android. Click on the “menu” button and then select “Contact Us.”
Mail: In case you prefer communication via mail, you can send any correspondence, billing disputes and general questions to: OpenSky Card Services PO Box 9224 Old Bethpage, NY 11804-9224
Keep in mind that reaching customer service via mail is the least convenient way; sending any inquiry via mail will take a few business days to reach its destination. It's also worth checking out the OpenSky FAQ web page, in case your queries have already been addressed there.
The OpenSky credit card doesn't have an actual income requirement. You only need to have enough money to pay your monthly bills and afford at least a $200 security deposit.
Capital Bank, the issuer, will not do a credit check, and you don't need to have a stable income to get approved for it.… read full answer
Since it's a secured card, your initial security deposit of at least $200 will serve as your credit limit. This way you won't be able to spend more than you can afford.
While it might seem like a great opportunity for people without an income or looking to build their credit, let's not forget that this credit card also has a $35 annual fee. You will be charged with it when you open your account.
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