How can I activate my Opensky credit card?

You can check your OpenSky application status online through the card’s home page. Click the Check Application Status link at the top of the page. Fill out the online form with your e-mail address, birthdate and last 4 digits of your Social Security number (SSN). You will also need to include a “Security Word” or password. This is the word you created at the end of Step 2 of the application.... read full answer

To complete the status check, click the green “Check My Application Status” button at the bottom of the form. If you do not receive an instant approval or denial, OpenSky may need additional information to process the application. OpenSky will e-mail you with instructions on how to submit that information.

OpenSky does not include a customer service phone number on the application status page. You can contact them at 1 (800) 859-6412 if you are unable to access the online page or with any application-related questions.

You can make OpenSky credit card payments online or through the mobile app (for iOS and Android). You can also pay your credit card bill by mail or by calling OpenSky customer service at (800) 859-6412.

Here's how to make an OpenSky payment:

• Online: Log in to your online account... read full answer and select the "Payment Services" tab. From the drop-down menu, you'll have the option to set up one-time payments.
• By phone: Simply call (800) 859-6412 and make a payment through the automated system. Payments made through the automated phone system are free, but if you choose to make a payment through a customer service agent, there will be a $10 fee.
• Mail: Send a check along with the remittance slip that is included in your monthly billing statement to the following address:
  OpenSky Card Services
  P.O. Box 660924
  Dallas, TX 75266-0924

Alternatively, you can set up recurring monthly payments by signing up for Auto-Pay through your online account or via the OpenSky mobile app, both on iOS and Android devices. Just select the "Payment Services" tab and from the drop-down menu you have the option to set up recurring online payments by linking your bank account to your OpenSky.

You can get an Opensky PIN number if you call 800-859-6412.

It's important to know that a PIN is not required for everyday purchases. You will only need it to get a cash advance at ATMs, and that's to be avoided if you take into account the high fees and interest rates.... read full answer