There can be many reasons why your OpenSky Credit Card application was denied:
You’re not at least 18 years old
The issuer couldn’t verify your identity
You applied for a Capital Bank credit card 4 or more times in the past 60 days
You have 2 or more open credit card accounts with Capital Bank
Your relationship with Capital Bank isn’t in good standing
Within a few days of a rejected application, you should receive a letter from the issuer explaining the exact reason for your denial. You can try asking for a reconsideration by calling (800) 859-6412, but there’s no guarantee it will work. If they still deny you for the OpenSky card, consider becoming an authorized user on someone else’s account.
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