How can I check my OpenSky credit card application status? This question is about the OpenSky® Secured Visa® Credit Card

You can check your OpenSky application status online. You’ll need to provide the last four digits of your Social Security Number and you date of birth, so that the issuer can match you to your application. It should only take a few minutes to find out whether your application is approved, denied, or pending. How to Check Your OpenSky Application Status Online: Go to the OpenSky application status page. Give your date of birth and the 4 last digits of your Social Security Number. View your OpenSky application status: approved, denied, or pending. Typically, you’ll receive the decision on your application within 24-48 hours. Many applicants are approved much sooner than that. If you haven’t heard back within a reasonable time frame, you can always call customer service to ask about the delay. You may not like what you learn when you check your application status. But those who get denied can still ask the issuer to reconsider by calling customer service at (800) 859-6412.

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How can I check my OpenSky credit card application status?

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This question is about the OpenSky® Secured Visa® Credit Card

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Maria Adams, Credit Cards Moderator

@m_adams • 10/04/21 This answer was first published on 10/04/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You can check your OpenSky application status online. You’ll need to provide the last four digits of your Social Security Number and you date of birth, so that the issuer can match you to your application. It should only take a few minutes to find out whether your application is approved, denied, or pending.

How to Check Your OpenSky Application Status Online:

Go to the OpenSky application status page.
Give your date of birth and the 4 last digits of your Social Security Number.
View your OpenSky application status: approved, denied, or pending.

Typically, you’ll receive the decision on your application within 24-48 hours. Many applicants are approved much sooner than that. If you haven’t heard back within a reasonable time frame, you can always call customer service to ask about the delay.

You may not like what you learn when you check your application status. But those who get denied can still ask the issuer to reconsider by calling customer service at (800) 859-6412.

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Marie Mirarchi-Case, Member

@mariecase12061954 • 11/29/18 This answer was first published on 11/29/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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They notify you asap

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What's the OpenSky Secured Visa card credit limit?

The OpenSky credit limit is the amount of your security deposit, which is $200 at a minimum. More specifically, you’re required to put down at least a $200 deposit to open the account.

It’s also important to know that OpenSky has a $35 annual fee, which will reduce your initial available credit.… read full answer

Lastly, keep in mind that your starting credit limit doesn’t have to be your credit line forever. You can increase your credit limit by adding to your security deposit.

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What is the OpenSky Card credit score requirement?

The OpenSky Card does not have a credit score requirement because it doesn’t do a credit check. While your credit score won’t impact your approval odds, the OpenSky Card does require you to be at least 18 years old, have a Social Security number, and earn enough income to make minimum monthly payments.… read full answer

Like all no-credit-check credit cards, the OpenSky Card is a secured card, meaning it also requires a refundable security deposit for approval. You can learn about other no credit check credit cards on WalletHub.

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How long does it take to get approved for the OpenSky credit card?

It usually takes 24-48 hours to get approved for the OpenSky credit card. So, the only thing that involves a bit more waiting is your credit card delivery, which should take about 2 weeks.

Of course, application processing will take longer if they're not able to verify your identity right away. In this case, they will send you an email and your responsiveness will ultimately determine the timing of receipt of your credit card.… read full answer

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WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by a WalletHub user. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.

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