Sebi Mitchell, Credit Cards Moderator
@sebim
The OpenSky exchange rate is Visa’s exchange rate on the date you make a purchase, plus any foreign transaction fees. While Visa exchange rates change daily, the OpenSky foreign fee is always 3% of the transaction.
It’s best to use a credit card with no foreign transaction fee when making purchases from international merchants. As long as you have such a card and avoid dynamic currency conversion, the exchange rates you’ll pay on international spending with a credit card will be much lower than those you’d get from converting cash with banks, credit unions, or airport currency exchange services.
People also ask
How do I cancel my OpenSky credit card?
You can cancel your OpenSky credit card by calling their customer service 24/7 at 1-800-859-6412.
You can also do it by sending a mail to:
OpenSky Card Services
PO Box 9224
Old Bethpage, NY 11804-9224
Your security deposit will be refunded to you by mail once your account is closed and your balance is paid in full. This process could take up to 6 weeks. But OpenSky could also use your security deposit to pay...
read full answerHow can I get an Opensky credit limit increase?
You can get a OpenSky credit limit increase by requesting it through your online account and if approved, adding more funds to your security deposit. OpenSky does give credit limit increases, but you must request them.
How to Get an OpenSky Credit Limit Increase
- Log in to your OpenSky online account.
- Choose the "Request Credit Line Increase" option in the "Account Services" section.
- Submit your request.
- If approved, you’ll receive an...
When can I get my Opensky credit card deposit refunded?
It can take up to 50 business days to get your OpenSky credit card deposit refunded. That is normal for secured card cards since they want to make sure you don't have any auto pays that attempt to charge after closure.
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