Thierry Webster, Member
The OpenSky credit card doesn't have an actual income requirement. You only need to have enough money to pay your monthly bills and afford at least a $200 security deposit.
Capital Bank, the issuer, will not do a credit check, and you don't need to have a stable income to get approved for it.
Since it's a secured card, your initial security deposit of at least $200 will serve as your credit limit. This way you won't be able to spend more than you can afford.
While it might seem like a great opportunity for people without an income or looking to build their credit, let's not forget that this credit card also has a $35 annual fee. You will be charged with it when you open your account.
OpenSky® Secured Visa® Credit Card
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