How can I log in to my Oportun Credit Card account online?

To cancel a credit card transaction, contact either the merchant on the other side of the transaction or the credit card company. Which you should contact first depends on whether or not you think the transaction is fraudulent.

When You Think the Transaction Is Fraudulent:

If you want to cancel a credit card transaction because you think it is fraudulent, the first thing you should do is search online for the name of the biller, as listed on your credit card account. Sometimes, legitimate transactions can lead to false alarms simply because a biller’s corporate name isn’t as recognizable as the brand name a consumer really does intend to pay. If that clears things up in your case, great – crisis averted.... read full answer

However, if you still don’t recognize the details, you should definitely call your credit card’s issuer (the number is listed on the back of your card) to inform them about the unauthorized transaction. Even if the issuer can’t cancel the transaction before it goes through initially, you will not be on the hook for any fraudulent purchases made with your credit card account. All credit cards give users a $0 fraud liability guarantee.

When You Just Want to Cancel the Transaction:

If you know that a credit card transaction is legitimate, but you want to cancel it because you changed your mind or made the purchase by mistake (or any other reason), take your request directly to the merchant the transaction is with. The credit card company won’t be able to do much about a legitimately authorized credit card transaction. They might be able to instruct you on how to cancel future transactions if the card is being used for a subscription or other recurring purchase, but that’s about it.

Your chances of being able to cancel a credit card transaction made online figure to be especially good. Check the merchant's cancellation policy. Some provide a small window in which you can cancel a pending transaction. Just bear in mind that in this situation, an order may show as canceled before the transaction reversal posts to your credit card account.

The Oportun Credit Card exchange rate is Visa’s exchange rate on the date you make an international purchase. Visa exchange rates change on a daily basis, but they do not make their exchange rate public. The rates do tend to be quite low, however.

While credit card exchange rates normally also include foreign transaction fees, the Oportun Credit Card does not charge foreign fees. This means the Oportun Credit Card will save cardholders 1.52% on purchases with international merchants, compared to the average credit card offer. As long as cardholders avoid ... read full answerdynamic currency conversion, the exchange rates they’ll pay on international spending with this card will be much lower than those they’d get from converting cash with banks, credit unions, or airport currency exchange services.

Yes, Oportun is a legit loan company that offers personal loans of $300 - $10,000 to people with bad credit or better. Oportun is registered to do business in the states it services, which is a legal requirement to be a legitimate lender, and it is accredited by the Better Business Bureau (with an A+ rating).... read full answer

Why Oportun Personal Loans Are Legit

• Oportun is registered as a business in the states it services.
• Oportun has a Better Business Bureau rating of A+.
• Oportun has been around since 2005.
• Oportun has an average user rating of 4.4/5 on WalletHub.
• Oportun personal loans have a rating of 2.4/5 from WalletHub's editors.
• Oportun has a secure website, which you can tell by the fact that the URL has "https" in front of it.

While Oportun personal loans are legit, they may or not be the best choice for you. It's important to compare the terms and requirements of Oportun personal loans against your other options before submitting an application.