To log in to your OppFi® Card account, open your OppFi mobile app and enter your username and password in the appropriate fields. Then, click login button to access your online account.
How to Log In to a OppFi Card Account
Go to the OppFi Card login page.
Fill out the username and password fields with your credentials.… read full answer
Click login button to access your account.
After you have logged in, you’ll be able to manage your OppFi Card account online. You can pay your credit card bill, see credit card statements, monitor account activity, and change account information such as passwords and automatic payments.
Yes, the OppFi Card has a grace period of at least 23 days, lasting from the end of each billing cycle until the payment due date. If cardholders pay their OppFi Card statement balance in full every month, OppFi will not charge any interest.
Keep in mind that you are not required to pay the entire balance by the due date. But if you decide to pay less than the full amount due, you will lose the grace period. The remaining OppFi Card balance and any new purchases will then start to accrue interest that compounds daily. To get a credit card grace period back, you will need to pay the statement balance in full for two consecutive months. … read full answer
It’s also important to note that grace periods do not apply to cash advances.
The OppFi Card does not have a balance transfer fee. The reason the OppFi Card has no transfer fee is that it does not allow balance transfers at all, and that means you’ll need to look for another credit card to help reduce the cost of existing debt.
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