What is the OppFi Card concierge benefit? This question is about the OppFi® Card

What is the OppFi Card concierge benefit?

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This question is about the OppFi® Card

Chip Lupo, Credit Card Writer

@CLoop • 10/27/22 This answer was first published on 10/27/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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There is no OppFi Card concierge benefit. Cardholders with questions about their account can call 1 (866) 605-0447 for assistance, but the customer service representative won’t be able to perform the wide range of services provided by some credit card concierges.

A concierge acts like an on-demand personal assistant for cardholders, able to help with nearly anything, from travel and purchase assistance to directions and restaurant reservations. Although OppFi Card does not offer concierge service, plenty of other credit cards do. If the benefit is important to you, some popular credit cards that have a concierge are Capital One Venture Rewards Credit Card and Citi Prestige® Card.

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Is OppFi a cash back credit card?

No, the OppFi® Card is not a cash back credit card. In fact, the OppFi Card is not a rewards card at all, so you won’t get anything back for making purchases.

There are plenty of other cash back credit cards to consider, though. You can start your search with WalletHub’s editors’ picks for the best cash back credit cards on the market. It’s good to compare multiple options before submitting an application, to ensure that you get the most...

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Is the OppFi Card a Visa or Mastercard?

The OppFi® Card is a Mastercard, not a Visa. You can use your OppFi Card at nearly 11 million merchants that accept Mastercard nationwide, and you can use it abroad in more than 200 countries and territories.

There are a few differences between Visa and Mastercard credit cards, such as the network-level benefits they offer, but those differences are relatively small. The two card networks have a lot in common, including extensive worldwide acceptance. As a result, it’s...

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Can I use my OppFi Card anywhere?

Yes, you can use the OppFi Card anywhere that accepts cards on the Mastercard network. This means you can use the OppFi Card virtually everywhere in the world that accepts credit cards.

Keep in mind that the OppFi Card has a 2% foreign transaction fee, which means you will incur extra charges for international purchases. If you want to avoid this kind of surcharge, you could consider applying for a no foreign transaction fee credit card.

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