The OppFi® Card does not offer price protection. The OppFi Card's lack of a price protection benefit is not uncommon these days, as more and more credit cards have dropped this perk. Recent advances in price-tracking technology have led to a dramatic increase in price protection claims, making the benefit too expensive for some issuers to sustain.
In general, credit card price protection allows cardholders to receive a refund for the difference between an item’s original purchase price and a lower price advertised within the following 60 to 120 days. Coverage amounts and excluded items vary, depending on the credit card issuer.
To freeze an OppFi Card, log in to the OppFi mobile app and navigate to “Freeze Card.” You can also call OppFi customer service at 1-866-605-0447 and ask them to freeze your card, though it is much easier to lock and unlock a credit card on the app.
Freezing your OppFi Card will temporarily prevent most purchases from being made with your card number, which can be convenient if you lost your credit card or if you’re trying to control your spending. For lost cards, it’s also important to note that you won’t be held responsible for unauthorized purchases thanks to a … read full answer$0 fraud liability guarantee.
How to Freeze an OppFi Card
Log in to your OppFi mobile app.
Find the "Freeze Card" toggle.
Change the settings so that your card is in the frozen position.
Locking your OppFi Card will stop new purchases and recurring transactions. But it will continue to allow other types of transactions, such as returns, credits, payments, interest, and dispute adjustments. To start using your credit card at full capacity again, just navigate back to the Freeze Card page and unfreeze the OppFi Card.
Visa price protection helps eligible cardholders get the best price on certain items by refunding the difference if the cardholder finds the same product at a lower price within 30 days of the purchase date. Visa cards with price protection include the Rakuten Credit Card and the UBS Visa Infinite Credit Card.
Cardholders can get a Visa credit card with price protection when the card issuer decides to include this benefit in the offer. Price protection isn’t a standard benefit on Visa cards and it’s becoming increasingly rare.… read full answer
How Visa Price Protection Works:
Purchase an item with an eligible Visa credit card.
Find a printed advertisement for the purchased item (must be same make and model) at a lower price.
Submit a claim to the Benefits Administrator within 30 days of the purchase date.
If your claim is approved, you’ll receive an email through which you can choose to get reimbursed by check, bank transfer, or direct payment to your debit card.
Receive reimbursement for the price difference within one week of submitting a claim.
There are many eligibility requirements and other rules when it comes to actually using price protection, so make sure to look through the guide to benefits that comes with your credit card for exact details.
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