Evelyn Boros, Credit Cards Moderator
@evelyn_boros
You can check your Overstock Credit Card application status by calling (833) 808-0180. When you call, you’ll need to provide your reference number or your Social Security number (SSN) so that the issuer can match you to your application. This is the way to check the status of your Overstock Store Card application, too. The issuer does not allow to check your application status online.
How to Check Your Overstock Credit Card Application Status
- Call (833) 808-0180.
- When prompted, either say “application” or press 1.
- When asked, either enter your reference number or say “I don’t have it.” If you don’t have your reference number handy, you will be asked to give your Social Security number (SSN).
- The automated system or a customer service representative will tell you if your application is pending, approves, or denied.
Typically, you’ll receive a decision on your application within 7-10 business days. Many applicants are approved much sooner than that. If it’s been longer than 10 business days but you still haven’t received a decision on your application, call customer service at (833) 808-0180 to ask about the delay.
You may not like what you learn when you check your application status. But those who get denied can still ask the issuer to reconsider by calling (888) 201-4523.
People also ask
Does the Overstock Credit Card do a hard pull?
Yes, the Overstock Credit Card does a hard pull on your credit.
When you apply, the issuer has to take a look at your full credit report to decide whether or not you’re a good fit for the card. This might hurt your credit score for a little while. So make sure you have at least fair credit before sending in your application.
How can I check my credit card application status?
You can check your credit card application status either online or over the phone, depending on the credit card company. Many credit card applicants receive a decision within minutes, but it can take longer if the issuer needs more information or if it’s a close call between approval and rejection. Some credit card applications stay in pending status for up to 30 days.
All major credit card companies allow applicants to check their status by calling the main...
read full answerWhat's the Overstock Store Card credit score requirement?
The Overstock Store Card credit score requirement is 640 or better. That means people with fair credit or better have a shot at getting approved for the Overstock Store Card.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Overstock Store Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment...
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